Trucking Authority Insurance
Trucking Authority Insurance
Trucking Authority Insurance
  • Looking For Better Monthly Payments
    ​and a Lower Down
    ​Payment?

    Serving Truck Fleets
    Coast to Coast.

    ​Whether You Have 
    2 Truck or 50+
    ​We Got You Covered at Every Turn.

    Small Business Fleet Quotes.

    Call Today To Get Your Quote!

    CALL (702) 299-6717

How Does It Work?

Provide Your Business Information

Select Your Vehicle

Select Cargo Required To Insure

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Its Easy To Get Started.
​Get A Quote Today!

Commercial Fleet Insurance Programs.

For the past 15 years we have helped 

fleet carriers with insurance, flexibility, and reliability.

Let Us Do The Shopping 

And Help You Lower Your Cost Per Unit.

Check Your Cost 

Per Unit Today!

CALL (702) 299-6717
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Commercial Fleet Insurance

Competitive Liability Insurance For Startups, High Risk, and Insurance Renewals.

Get A Quote Today!

CALL (702) 299-6717
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Cargo Fleet Insurance

Specialty Hauled Commodities Coverage.

Get A Quote Today!

CALL (702) 299-6717
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Fleet Physical Damage Programs

Competitive Property Damage Rates.

Get A Quote Today!

CALL (702) 299-6717
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Unlimited Growth

We Can Help Your Growth, With Us You Can Grow Over 5+ Units Year One. The Sky Is The Limit.

Get A Quote Today!

CALL (702) 299-6717

Most Asked Questions?

Can You Insure Drivers With New CDL?

Yes, we can insure brand new commercial driver license.

Do You Help New Motor Carrier Authorities?

Yes, we can insure new trucking authority operations. We have multiple insurance companies to select from. new CDL or experienced we can help.

Do I Need A USDOT # To Get A Quote?

No, we are able to provide a quote without a USDOT#. Once you obtain the USDOT# we can plug it in our system to finalize the quote.

Can You Provide Unlimited Growth Year One?

Yes, we have insurance programs that will cover rapid growth operations as well as large fleets. This can be for new or experienced USDOT.

Can You Insure International Drivers License?

Yes, we can insure international driver's license, call us today to go over your specific case. hablamos espanol.

Do You Insure Trucks Going Into Mexico?

Yes, we have programs that allow you to cross the Mexican and Canadian border.

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Who Do We Help?

About Us

We Help New Motor Carrier Authorities and Established Motor Carrier Authorities.

  • Unlimited Growth
  • New CDL
  • International Drivers License
  • High Risk Accounts
  • New Motor Carrier Authority
  • Long Haul Or Local
  • Competitive Renewal Rates.
GET YOUR QUOTE TODAY!

100+

Truckers Helped Monthly

1000+

Happy Customers

10+

Years Experience

What our happiest clients have to say.

Testimonial

Small Fleet To Mid Size Fleet Support 
(New MC Numbers Welcomed)

Truck Fleet Insurance

Get Your Fleet Transportation Quote Today!

CALL (702) 299-6717

Who Requires A Fleet Insurance Policy?

A fleet insurance policy is typically required by businesses or organizations that operate a fleet of vehicles, such as trucking companies, delivery companies, transportation companies, and government agencies. Fleet insurance policies provide coverage for a group of vehicles, rather than just one, and can include multiple types of coverage such as liability, collision, comprehensive, and medical payments.


Examples of companies that may require a fleet insurance policy include:

 

  • Delivery companies: Companies that make deliveries using a fleet of vehicles, such as delivery trucks or vans.
  • Trucking companies: Companies that transport goods using a fleet of semi-trucks or other commercial vehicles.
  • Transportation companies: Companies that provide transportation services using a fleet of vehicles, such as buses, taxis, or limousines.
  • Construction companies: Companies that use a fleet of vehicles for construction projects, such as dump trucks, excavators, and bulldozers.
  • Government agencies: Government agencies that operate a fleet of vehicles, such as school buses, fire trucks, and ambulances.
  • Fleet leasing companies: Companies that rent or lease vehicles to other businesses.
  • Service companies: Companies that use a fleet of vehicles to provide services, such as plumbers, electricians, or HVAC technicians.

 

Fleet insurance policies can be customized to meet the specific needs of the business, taking into consideration the type of vehicles in the fleet, the routes they travel, and the risks they may face.

Do You Get A Discount For Being A Fleet?

Yes, it is possible to get a discount on trucking insurance when insuring a fleet of vehicles. Because fleet owners typically have multiple vehicles on the road, insurance companies may offer a volume discount as a way to incentivize fleet owners to insure all their vehicles with them. The volume discount is based on the number of vehicles being insured and the insurance company's policy.

 

In addition to the volume discount, fleet owners may also qualify for other discounts based on factors such as their safety record, the type of vehicles in their fleet, and the routes they travel. For example, if a fleet owner has a good safety record and implements safety measures such as driver training and GPS tracking, they may be eligible for a safety discount. Similarly, if a fleet owner primarily operates vehicles that are considered low-risk (such as delivery vans) or travels routes with low accident rates, they may qualify for a lower rate.

 

It is important to note that the discounts will vary depending on the insurance company, so it's always good to compare quotes from multiple providers and negotiate for the best possible rate for your fleet.

Tips For Purchasing Fleet Insurance

When applying for fleet insurance, here are a few tips to keep in mind:

  1. Understand your specific needs: Assess the types of vehicles in your fleet, the routes they travel, and the risks they may face to help determine the coverage you need.
  2. Shop around: Compare quotes from multiple insurance providers to find the best rate and coverage for your fleet.
  3. Keep accurate records: Maintain detailed records of all the vehicles in your fleet, including make, model, VIN, and current mileage.
  4. Implement safety measures: Implementing safety measures such as driver training, GPS tracking, and vehicle maintenance programs can help lower your insurance rates.
  5. Pay attention to the terms and conditions: Understand the terms and conditions of the insurance policy, including the exclusions and limitations, to ensure you're getting the coverage you need.
  6. Be honest with the insurance provider: Provide accurate and complete information about your fleet, any accidents that have occurred, and any other relevant details.
  7. Review your coverage regularly: Review your coverage regularly to ensure that it still meets your needs and that you are not over or under-insured.
  8. Consider adding endorsements: Depending on the nature of your business, you might need additional endorsements to your policy like hired and non-owned auto liability, or cargo coverage.


    Additional Links To Help You:

    American Trucking Association

    Nevada Trucking Association

    Do I Need A USDOT Number?

    How To Get Your USDOT & MC Number: Step-By-Step

    How To Get Your Texas USDOT Number: Step-By-Step

    FMCSA Motor Carrier Online Regulations Manual

    Texas Trucking Association

    California Trucking Association

    Georgia Trucking Association

    Florida Trucking Association

There are several commercial truck insurance carriers that exist just for fleet motor carrier. 

​Some of the top commercial fleet insurance carriers include:

  • Nationwide: one of the largest insurance providers in the US, offers a wide range of commercial truck insurance options for businesses in El Paso, Texas.
  • Progressive: a well-known carrier, offers a variety of commercial truck insurance options, including liability, physical damage, and cargo coverage.
  • Travelers: offers a wide range of commercial truck insurance options, including liability, physical damage, and cargo coverage.
  • The Hartford: offers commercial truck insurance options that include liability, physical damage, and cargo coverage, as well as specialized coverage options for specific types of trucking businesses.
  • AIG: one of the largest commercial truck insurance providers, offers coverage options for trucking businesses of all sizes, including liability, physical damage, and cargo coverage.
  • Berkshire Hathaway: offers commercial truck insurance options that include liability, physical damage, and cargo coverage.

It is important to note that this is not an exhaustive list, and it's always best to shop around for commercial truck insurance and compare coverage options, pricing, and reputation of the carriers in El Paso, Texas. We can help with semi trucks, box trucks, hotshots, dump trucks, tankers, fleets, cement mixers and much more.

What Is The Average Cost Of Truck Fleet Insurance?

The cost of commercial fleet insurance can vary depending on a number of factors, such as the type of truck, the type of cargo being transported, the driving history of the drivers, and the level of coverage desired. Additionally, the location, the size of the fleet, the type of business and other factors can also affect the cost. On average, commercial truck insurance can range anywhere from a few thousand dollars per year for a small business with a few trucks to tens of thousands of dollars per year for a larger business with a larger fleet.

It's important to note that liability insurance is usually the most expensive coverage and the cost of liability insurance can vary greatly, from a few thousand dollars a year for a small trucking company to tens of thousands of dollars a year for a large one. The cost of physical damage coverage and cargo coverage are also factors that affect the overall cost of commercial truck insurance.

It's important to shop around and compare quotes from different insurance providers to get an idea of the average cost for commercial truck insurance in El Paso, Texas or the area where the business is operating. It's also a good idea to work with an insurance agent or broker who specializes in commercial truck insurance to help you find the right coverage at the right price.